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Karri Bedor | Haven Real Estate Co. Blog

Saturday, November 27, 2021   /   by Karri Bedor

Questions to Ask a Realtor When looking for the Right One by Deb Hasselquist

Questions to Ask a Realtor When looking for the Right One

Does it seem like everywhere you turn there are ads, billboards, Facebook posts, and TV commercials marketing the perfect realtor or team that will sell your house in a day or buy it back?  Sounds tempting; I get it!  Before you jump into advertised “promises”, make sure you know all the terms of the proposal.  It may just be that after talking to the agent, it is a perfect fit, and that’s great!  I  caution all sellers and buyers to take time to get to know an agent before committing to what you think they have to offer.

I always advise people to be prepared in advance.  If you are thinking about possibly buying or selling, go ahead and talk to a realtor.  That being said, your first step is to connect with a lender.  Many buyers and sellers don’t know lenders.  Since a lender is an important  player in the success of the transaction,  I recomm ...

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Monday, November 22, 2021   /   by Karri Bedor

Are the Holidays a Good Time to Buy and Sell? by Deb Hasselquist

Are the Holidays a Good Time to Buy and Sell?

These past two years have been crazy in real estate.  Low inventory created a need for some pretty creative offers.  Escalation Clauses, waiving inspections, negotiating appraisal gaps, and competing with multiple offers drove many buyers to put the search for their next home on hold.

The holiday season in real estate is generally a slower market.  People are getting ready for the holidays and some travel while others are too busy with the typical holiday hustle.  Due to the fact that there are fewer homes on the market, if you can believe that is even possible in this market, sellers have even less competition.  The pool of buyers during the holiday season tends to be more serious in finding a home.  In addition, many buyers have more time off during the holiday season allowing for more flexibility to see homes on a moment’s notice.  This means sellers need to keep their homes ready to be ; ...

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Tuesday, November 2, 2021   /   by Karri Bedor

Why Should I Sign a Buyer's Agency Agreement? By Deb Hasselquist

Why Should I Sign a Buyer’s Agency Agreement?

So...let’s talk about a Buyer’s Agency Agreement.  I have no doubt that there are buyers who don’t even know there is such a thing, and that is perfectly understandable.

Let me explain…

In a real estate transaction, there are clearly two sides:  the buyer side and the seller side.  What many people don’t understand is that if you are a buyer and did not sign a Buyer’s Agency Agreement, the agent you are working with is on the seller’s side.  Yes, you read that right, the seller’s side.  In other words, if you choose not to have buyer’s agency, the realtor you’re working with will be representing the seller.  Their commitment will not be getting the buyer the home they want at the lowest cost with any sort of negotiating assistance regarding a fair price, but rather getting the seller the best price.  Unless the agent is workim ...

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Monday, October 25, 2021   /   by Karri Bedor

Tips for Preparing Your Home for the Market by Deb Hasselquist

Tips for Preparing Your Home for the Market

Pretend for a moment that you are a buyer about to pull up to a house that you may potentially buy.  The first thing you will see is the outside of the home.  What are your thoughts if the bushes are overgrown,  the railing on the porch is loose, the door is scratched and difficult to open and the front porch light is tilted with no lightbulb in it?  I’ll tell you what my first thought is...this house is not well cared for.  And that’s your very first impression!

When selling your home, sometimes small things can make a big difference.  First of all, sellers want to be sure their home has very nice curb appeal.  Repairing the loose railing, painting the scratched exterior door, and adding a nice wreath as well as making sure the door operates smoothly does not take long to do but will make a huge difference in a buyer’s first opinion of your home.  It isn’t hard  tm ...

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Monday, October 11, 2021   /   by Karri Bedor

Common Closing Costs by Deb Hasselquist

Common Closing Costs:

Typically, buyers will need money for a downpayment and itemized closing costs.  Your loan type will determine the amount needed for a downpayment.  If you are able to put down at least 20% on your home mortgage, you will save due to the fact that you are not required to pay Private Mortgage Insurance (PMI).  The amount you pay for PMI is determined from the amount of the loan.  The amount is determined based on the estimated value of the home and your downpayment.

Some other costs home buyers may be subject to include:

Lender fees

Appraisal fees

Credit fee

Document preparation fee

Deed recording fee

Prepaid taxes

Origination fees

Title insurance

These costs vary dramatically depending on the loan program you choose.  It is usually a good idea for homebuyers to budget an extra $1500 to $3,000 for closing costs.

Sellers can expect costs as well.  Some of these may include:

; ...

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